NerdWallet

Money Talks is a 4-part video series that covers the basics of budgeting, crushing your debt, keeping your cash, and setting Future You up for financial success. Ready to get started?


Watch more of the Money Talks crash course here: https://www.nerdwallet.com/blog/money-talks/

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The experts at NerdWallet make it easy to make smart money moves. Compare and find the best credit cards for you at NerdWallet.com.

https://www.nerdwallet.com

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Know you have the best credit cards at nerdwallet.com

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Frank got some not-so-dreamy advice about how to take a dream vacation. Luckily, our tools can help him (and you!) budget for something better.

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Carrying a balance on a high-interest credit card? Consider doing a balance transfer to a new card with a lower rate — possibly even one with 0% for a year or more.

A balance transfer is a simple concept: You apply for a new card with a lower interest rate, then move your balance to it from the old card. In effect, you’re using one card to pay off another, but you’re getting a lower interest rate in the process. It buys you time to help chip away at the debt.

Paying off debt is hard, but can be done. Stick to a plan and remember to always make on-time payments.

To find the best balance transfer and 0% APR credit cards and to see if you qualify, visit:
‍https://nerd.me/balancetransfer

‍This video on balance transfer credit cards will help answer the following:

- What is a balance transfer?
- How do balance transfer credit cards work?
- Important considerations and fees, plus other options for those with lower credit

Related videos from NerdWallet

Money Talks: How to manage your money
How to build a budget: https://www.youtube.com/watch?v=LmekKaCp9W8
‍How to get out of debt: https://www.youtube.com/watch?v=hDrlSmlgFX8
‍How to keep you cash; you earned it: https://www.youtube.com/watch?v=TLMgu4b1uSM
‍How to set your future self up for success: https://www.youtube.com/watch?v=ngxcGsFWvjc
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‍Credit card basics
How to calculate credit card interest: https://www.youtube.com/watch?v=6KWEca6QVoc&t=25s
‍How paying down your cards could help your credit: https://www.youtube.com/watch?v=0iq21P2kMhc&t=1s
‍3 reasons to use credit cards over debit cards: https://www.youtube.com/watch?v=lQDNLHtYbBw&t=1s

‍Words From Our Nerds: Credit card reviews: https://www.youtube.com/playlist?list=PLhAMTx0LcjnpOxi9d5PTyFpndHziHUSnn